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	<title>Comments for Instant Auto Insurance Rate Quotes</title>
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		<title>Comment on Answers last time does not really help in my situation, cuz ive already spoken to lawyers and company .. Help? by Mushu</title>
		<link>http://instantautoinsuranceratequotes.com/answers-last-time-does-not-really-help-in-my-situation-cuz-ive-already-spoken-to-lawyers-and-company-help/#comment-184</link>
		<dc:creator>Mushu</dc:creator>
		<pubDate>Sat, 20 Aug 2011 17:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/answers-last-time-does-not-really-help-in-my-situation-cuz-ive-already-spoken-to-lawyers-and-company-help/#comment-184</guid>
		<description>Thing is, if you have a lawyer, you shouldn&#039;t be talking to either insurance company. Your attorney should be acting as your representative. If you settle with the trucking company on your own, your lawyer can sue you for 1/3 of that settlement, or whatever your agreement was when you retained him. If you are going behind his back and dealing with this on your own, he is still entitled to that settlement money per your contract with him. Do these insurance companies know you are being represented by an attorney?

Minimum liability means the state&#039;s minimum requirement for insurance coverage.</description>
		<content:encoded><![CDATA[<p>Thing is, if you have a lawyer, you shouldn&#8217;t be talking to either insurance company. Your attorney should be acting as your representative. If you settle with the trucking company on your own, your lawyer can sue you for 1/3 of that settlement, or whatever your agreement was when you retained him. If you are going behind his back and dealing with this on your own, he is still entitled to that settlement money per your contract with him. Do these insurance companies know you are being represented by an attorney?</p>
<p>Minimum liability means the state&#8217;s minimum requirement for insurance coverage.</p>
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		<title>Comment on Answers last time does not really help in my situation, cuz ive already spoken to lawyers and company .. Help? by curious</title>
		<link>http://instantautoinsuranceratequotes.com/answers-last-time-does-not-really-help-in-my-situation-cuz-ive-already-spoken-to-lawyers-and-company-help/#comment-183</link>
		<dc:creator>curious</dc:creator>
		<pubDate>Sat, 20 Aug 2011 16:36:26 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/answers-last-time-does-not-really-help-in-my-situation-cuz-ive-already-spoken-to-lawyers-and-company-help/#comment-183</guid>
		<description>Hi, 
I already answered (just now) a long detailed summary of what Minimum Liability is under Answers so you can look that up. First, I would not have gone through attorney. If you have you own insurance, that is who you should have gone through. Insurance companies have their own attorneys. I would only get attorney if I was injured and had no insurance. Attorney&#039;s suck up the money faster than a Kirby Vacuum. That is one reason why insurance rates are so high. As long as your medical situation is on going, your claim will not be settled. If you have no true injuries, don&#039;t go there. Get reimbursement for you vehicle damage. Get a couple of estimates of repair and submit for payment. Geico has to pay for your rental car until settlement has been approved for your vehicle damage. You can still go through your own insurance, if you want or have not already done so. They will take care of it and go after the Trucking Companies Insurance for reimbursement called Subrogation. With an attorney involved and claiming injuries, settlement for medical will not be happening soon. You cannot just call them and ask them to send you $ 30,000. That is not how it works. Total could end up being alot less than that. You will get what you are entitled to get (less attorney fees). Try to do the right thing!  Hope this helps.</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I already answered (just now) a long detailed summary of what Minimum Liability is under Answers so you can look that up. First, I would not have gone through attorney. If you have you own insurance, that is who you should have gone through. Insurance companies have their own attorneys. I would only get attorney if I was injured and had no insurance. Attorney&#8217;s suck up the money faster than a Kirby Vacuum. That is one reason why insurance rates are so high. As long as your medical situation is on going, your claim will not be settled. If you have no true injuries, don&#8217;t go there. Get reimbursement for you vehicle damage. Get a couple of estimates of repair and submit for payment. Geico has to pay for your rental car until settlement has been approved for your vehicle damage. You can still go through your own insurance, if you want or have not already done so. They will take care of it and go after the Trucking Companies Insurance for reimbursement called Subrogation. With an attorney involved and claiming injuries, settlement for medical will not be happening soon. You cannot just call them and ask them to send you $ 30,000. That is not how it works. Total could end up being alot less than that. You will get what you are entitled to get (less attorney fees). Try to do the right thing!  Hope this helps.</p>
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		<title>Comment on what is a good first car? by MorningLightMountain</title>
		<link>http://instantautoinsuranceratequotes.com/what-is-a-good-first-car/#comment-182</link>
		<dc:creator>MorningLightMountain</dc:creator>
		<pubDate>Sat, 20 Aug 2011 02:22:01 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/what-is-a-good-first-car/#comment-182</guid>
		<description>Ultra Short Answer:  BMW M3

Slihgtly Less Short Answer: Mustang or BMW M3, depending on your budget(BMW is more) and how many rednecks are around(they&#039;d hassle you less in the Mustang)

Also, I&#039;ll make it easy and strongly recommend you don&#039;t consider anything else.  Read on for more... lots more...

Ultra-Long Answer:
You&#039;re 14, you can afford to get a car you consider great, and you know the risks/pitfalls/etc/etc.
First of all, I don&#039;t recommend getting 2 cars.  It&#039;s a pain.  I am 32 with plenty of cash, and I only have one.  You&#039;re very lucky to have $ 1200+/mo income at 14, and extra lucky to have parents willing to buy you this so you can save for college.  So...

Let&#039;s see your options:
1999 pontiac trans-am with a ws6 package, t tops, 
99 camaro SS t tops/conv, 
2010 cobalt
2001 mustang
 2000 pontiac GTO
 1999 audi TT
 1998 buick century limited
 1999 buick lesabre? idk spelling
 1999 chevy S10
 2001 chevy windowless  
1999 BMW M3
audi A8

First of all, you probably want something from after 2000.  Otherwise, maintenance and repairs can be a real pain. 

Let&#039;s narrow it down to:

Cobalt, Mustang, GTO, BMW M3.  These are the best of the bunch.  You know, as cars for a driver who isn&#039;t a boring old person.
Pick-up trucks are surprisingly UNSAFE due to being unwieldly and having blindspots.  More importantly, they are boring and a pain.  Vans are just pick-up trucks with caps, effectively.

Cobalt is the safest bet, but also the most boring car. 
The GTO is the next safest, but also the next most boring.  It has gobs of horsepower.  If you want handling, however, stay away. 

Now things get interesting:  a Mustang or a BMW M3.  That is a very tough call. 

I could say... the Mustang is more car for the money, but less car than the BMW M3, which is a lot more money, but less car for the money, but the better car.  But that doesn&#039;t help you out much, does it?  You want someone to just pick you a car already. 

I will list some attributes, say which car does the best in each, and then you can decide or go with the short answer:
1)  Acceleration:  Mustang, hands-down
2)  Handling:  BMW, hands-down
3)  Cost:  Mustang costs less overall, no comparison
4)  Value:  Mustang again(somewhat subjective)
5)  Space:  BMW M3(if it&#039;s a sedan)... and maybe even if it&#039;s a coupe.  Mustangs are smaller, I think.
6)  Safety:  tie
7)  Refinement:  BMW
8)  image:  BMW(unless you live in... umm... shall we say, the heartlands?  Midwest?  Surrounded by rednecks?  LOL)
9)  Over-all driving experience:  BMW
10) Passenger experience:  BMW
11)  Gas Mileage:  Probably the BMW here too
12) You&#039;ll probably want to keep the BMW longer, unless expenses get to you
13)  Insurance:  tie(but who cares)

Really, I think the best thing you can think of to decide is which car you&#039;d want to drive until you were 30, and whether or not you are getting a car you want to drive at 30.  IF everything else is the same, get the BMW if you want to still have it when you&#039;re 30, and get the Mustang if you plan on replacing it at or shortly after college graduation.  
Since I would never buy a car planning to get rid of it, my ultra-short answer is the BMW M3.  By the tiniest hair&#039;s width.

And I think my answer is longer than your question.  :)</description>
		<content:encoded><![CDATA[<p>Ultra Short Answer:  BMW M3</p>
<p>Slihgtly Less Short Answer: Mustang or BMW M3, depending on your budget(BMW is more) and how many rednecks are around(they&#8217;d hassle you less in the Mustang)</p>
<p>Also, I&#8217;ll make it easy and strongly recommend you don&#8217;t consider anything else.  Read on for more&#8230; lots more&#8230;</p>
<p>Ultra-Long Answer:<br />
You&#8217;re 14, you can afford to get a car you consider great, and you know the risks/pitfalls/etc/etc.<br />
First of all, I don&#8217;t recommend getting 2 cars.  It&#8217;s a pain.  I am 32 with plenty of cash, and I only have one.  You&#8217;re very lucky to have $ 1200+/mo income at 14, and extra lucky to have parents willing to buy you this so you can save for college.  So&#8230;</p>
<p>Let&#8217;s see your options:<br />
1999 pontiac trans-am with a ws6 package, t tops,<br />
99 camaro SS t tops/conv,<br />
2010 cobalt<br />
2001 mustang<br />
 2000 pontiac GTO<br />
 1999 audi TT<br />
 1998 buick century limited<br />
 1999 buick lesabre? idk spelling<br />
 1999 chevy S10<br />
 2001 chevy windowless<br />
1999 BMW M3<br />
audi A8</p>
<p>First of all, you probably want something from after 2000.  Otherwise, maintenance and repairs can be a real pain. </p>
<p>Let&#8217;s narrow it down to:</p>
<p>Cobalt, Mustang, GTO, BMW M3.  These are the best of the bunch.  You know, as cars for a driver who isn&#8217;t a boring old person.<br />
Pick-up trucks are surprisingly UNSAFE due to being unwieldly and having blindspots.  More importantly, they are boring and a pain.  Vans are just pick-up trucks with caps, effectively.</p>
<p>Cobalt is the safest bet, but also the most boring car.<br />
The GTO is the next safest, but also the next most boring.  It has gobs of horsepower.  If you want handling, however, stay away. </p>
<p>Now things get interesting:  a Mustang or a BMW M3.  That is a very tough call. </p>
<p>I could say&#8230; the Mustang is more car for the money, but less car than the BMW M3, which is a lot more money, but less car for the money, but the better car.  But that doesn&#8217;t help you out much, does it?  You want someone to just pick you a car already. </p>
<p>I will list some attributes, say which car does the best in each, and then you can decide or go with the short answer:<br />
1)  Acceleration:  Mustang, hands-down<br />
2)  Handling:  BMW, hands-down<br />
3)  Cost:  Mustang costs less overall, no comparison<br />
4)  Value:  Mustang again(somewhat subjective)<br />
5)  Space:  BMW M3(if it&#8217;s a sedan)&#8230; and maybe even if it&#8217;s a coupe.  Mustangs are smaller, I think.<br />
6)  Safety:  tie<br />
7)  Refinement:  BMW <img src='http://instantautoinsuranceratequotes.com/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' />  image:  BMW(unless you live in&#8230; umm&#8230; shall we say, the heartlands?  Midwest?  Surrounded by rednecks?  LOL)<br />
9)  Over-all driving experience:  BMW<br />
10) Passenger experience:  BMW<br />
11)  Gas Mileage:  Probably the BMW here too<br />
12) You&#8217;ll probably want to keep the BMW longer, unless expenses get to you<br />
13)  Insurance:  tie(but who cares)</p>
<p>Really, I think the best thing you can think of to decide is which car you&#8217;d want to drive until you were 30, and whether or not you are getting a car you want to drive at 30.  IF everything else is the same, get the BMW if you want to still have it when you&#8217;re 30, and get the Mustang if you plan on replacing it at or shortly after college graduation.<br />
Since I would never buy a car planning to get rid of it, my ultra-short answer is the BMW M3.  By the tiniest hair&#8217;s width.</p>
<p>And I think my answer is longer than your question.  <img src='http://instantautoinsuranceratequotes.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on what is a good first car? by YouCantBeatAGreatRack</title>
		<link>http://instantautoinsuranceratequotes.com/what-is-a-good-first-car/#comment-181</link>
		<dc:creator>YouCantBeatAGreatRack</dc:creator>
		<pubDate>Sat, 20 Aug 2011 01:42:08 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/what-is-a-good-first-car/#comment-181</guid>
		<description>My uncle has an &#039;04 m3 and it&#039;s a sweet car. It has a inline six engine so it gets better gas than it&#039;s v8 cousins, and it still goes fast. He got his up to 160.</description>
		<content:encoded><![CDATA[<p>My uncle has an &#8217;04 m3 and it&#8217;s a sweet car. It has a inline six engine so it gets better gas than it&#8217;s v8 cousins, and it still goes fast. He got his up to 160.</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by Andy F</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-180</link>
		<dc:creator>Andy F</dc:creator>
		<pubDate>Sat, 20 Aug 2011 00:02:49 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-180</guid>
		<description>Thanks for sharing a piece of really sad news.

No, he&#039;s not crazy.  He&#039;s economically stuck, and he&#039;s making really hard &amp; painful choices because he&#039;s in a rotten job market.

Whether his choices are &quot;right&quot; or &quot;wrong,&quot; I can&#039;t say.

But what&#039;s really crazy are our economic system and our society at this point in time.  Thanks to things over which he has no control, this guy feels that he has to sacrifice his family life in order to avoid losing his health insurance, at a time when his wife is at risk of developing cancer.

He&#039;s also sacrificing his family life -- and running a certain amount of risk of a car accident on the highways -- thanks to an economic development that this guy did not create:  namely, GM&#039;s shutting down of the auto factory in his community, so that he has to commute to Kansas in hopes of keeping his GM job.

Karl Marx was wrong about some things, but he was basically right about the bad situation that working people like this guy often get trapped into, under &quot;free market&quot; capitalism.

If you own your own factory or farm and the market conditions are right, you can make a lot of money under capitalism, and you can enjoy some wonderful freedoms, and you might produce some great products, too.

But if you don&#039;t own your own business or control your own job, you&#039;re what Marx would call an &quot;oppressed proletarian.&quot;  Even if they pay you good wages, you&#039;re still basically a wage slave who has to dance to the tune set by your employer.  During a capitalist business recession like the one we have now, of course, you really have to do whatever is necessary to please your employer, because jobs are scarce and you can&#039;t afford to lose the job you have.

That can lead you to &quot;crazy&quot; behavior, like this man&#039;s commute.</description>
		<content:encoded><![CDATA[<p>Thanks for sharing a piece of really sad news.</p>
<p>No, he&#8217;s not crazy.  He&#8217;s economically stuck, and he&#8217;s making really hard &#038; painful choices because he&#8217;s in a rotten job market.</p>
<p>Whether his choices are &#8220;right&#8221; or &#8220;wrong,&#8221; I can&#8217;t say.</p>
<p>But what&#8217;s really crazy are our economic system and our society at this point in time.  Thanks to things over which he has no control, this guy feels that he has to sacrifice his family life in order to avoid losing his health insurance, at a time when his wife is at risk of developing cancer.</p>
<p>He&#8217;s also sacrificing his family life &#8212; and running a certain amount of risk of a car accident on the highways &#8212; thanks to an economic development that this guy did not create:  namely, GM&#8217;s shutting down of the auto factory in his community, so that he has to commute to Kansas in hopes of keeping his GM job.</p>
<p>Karl Marx was wrong about some things, but he was basically right about the bad situation that working people like this guy often get trapped into, under &#8220;free market&#8221; capitalism.</p>
<p>If you own your own factory or farm and the market conditions are right, you can make a lot of money under capitalism, and you can enjoy some wonderful freedoms, and you might produce some great products, too.</p>
<p>But if you don&#8217;t own your own business or control your own job, you&#8217;re what Marx would call an &#8220;oppressed proletarian.&#8221;  Even if they pay you good wages, you&#8217;re still basically a wage slave who has to dance to the tune set by your employer.  During a capitalist business recession like the one we have now, of course, you really have to do whatever is necessary to please your employer, because jobs are scarce and you can&#8217;t afford to lose the job you have.</p>
<p>That can lead you to &#8220;crazy&#8221; behavior, like this man&#8217;s commute.</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by puredagnastyevil</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-179</link>
		<dc:creator>puredagnastyevil</dc:creator>
		<pubDate>Fri, 19 Aug 2011 23:03:29 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-179</guid>
		<description>I know of plenty of people that make commutes near that length over the course of a week. Heck, big rig drivers would call that guy a wimp since they drive much further than that in a week.

Crazy? No, the media love sensationalizing.</description>
		<content:encoded><![CDATA[<p>I know of plenty of people that make commutes near that length over the course of a week. Heck, big rig drivers would call that guy a wimp since they drive much further than that in a week.</p>
<p>Crazy? No, the media love sensationalizing.</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by Alice in R&S Land</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-178</link>
		<dc:creator>Alice in R&S Land</dc:creator>
		<pubDate>Fri, 19 Aug 2011 22:33:27 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-178</guid>
		<description>&gt;&gt;16-plus hours of driving, every week.&lt;&lt;

That&#039;s my husband&#039;s commute here in Los Angeles, and it&#039;s not unusual. Since the guy in the story isn&#039;t sitting in traffic on the 405, his commute is probably more pleasant than my husband&#039;s. The scenery (grazing deer, etc.) sounds nicer, too.</description>
		<content:encoded><![CDATA[<p>>>16-plus hours of driving, every week.<<</p>
<p>That&#8217;s my husband&#8217;s commute here in Los Angeles, and it&#8217;s not unusual. Since the guy in the story isn&#8217;t sitting in traffic on the 405, his commute is probably more pleasant than my husband&#8217;s. The scenery (grazing deer, etc.) sounds nicer, too.</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by Daniel is......</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-177</link>
		<dc:creator>Daniel is......</dc:creator>
		<pubDate>Fri, 19 Aug 2011 21:38:24 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-177</guid>
		<description>no, not crazy. you have to do what you have to do. if anything, this person should be commended for not just sitting back and whining about not having a job.

yes, it isn&#039;t ideal - but neither is this nation, nor this current state of the economy.</description>
		<content:encoded><![CDATA[<p>no, not crazy. you have to do what you have to do. if anything, this person should be commended for not just sitting back and whining about not having a job.</p>
<p>yes, it isn&#8217;t ideal &#8211; but neither is this nation, nor this current state of the economy.</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by phrog</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-176</link>
		<dc:creator>phrog</dc:creator>
		<pubDate>Fri, 19 Aug 2011 21:32:01 +0000</pubDate>
		<guid isPermaLink="false">http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-176</guid>
		<description>my son works 800 miles round trip away from his family right now - you do what you have to do......</description>
		<content:encoded><![CDATA[<p>my son works 800 miles round trip away from his family right now &#8211; you do what you have to do&#8230;&#8230;</p>
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		<title>Comment on Is this guy crazy: Wisconsin father travels all the way to Kansas to hang every week for a job in tough times? by Pearl L</title>
		<link>http://instantautoinsuranceratequotes.com/is-this-guy-crazy-wisconsin-father-travels-all-the-way-to-kansas-to-hang-every-week-for-a-job-in-tough-times/#comment-175</link>
		<dc:creator>Pearl L</dc:creator>
		<pubDate>Fri, 19 Aug 2011 21:04:44 +0000</pubDate>
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		<description>i think he should take his wife and kids and move them where hes living now, his wife can get treatment whereever she is. no sense in him driving so much like that all the time, he&#039;ll get too run down and cause an accident like that</description>
		<content:encoded><![CDATA[<p>i think he should take his wife and kids and move them where hes living now, his wife can get treatment whereever she is. no sense in him driving so much like that all the time, he&#8217;ll get too run down and cause an accident like that</p>
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